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Footnote: For easy reference we reference all defendants collectively as “Lenders.” Footnote: A “supervised loan” is defined as a “customer loan in which the price associated with the financing finance cost exceeds twenty-one % (21%) annually. . . .” Ind. Code A§ 24-4.5-3-501(1). Footnote: payday loans Visalia In appropriate component, “loan financing cost” means “all expenses payable straight or indirectly because of the debtor and enforced straight or ultimately by lender as an incident towards the expansion of credit score rating. . . . ” I.C. A§ 24-4.5-3-109(1)(a).

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